Effective Date: [Insert Date]

These Terms of Use (“Terms”) govern your access and use of VIP Car Loans’ website and services. By using our services, you agree to comply with these Terms.

1. Use of Our Services

By using our website and services, you agree that:

• You are at least 18 years old.

• You provide accurate and truthful information.

• You will not engage in fraudulent or unlawful activities.

2. Loan Applications

• Submitting a loan application does not guarantee approval.

• Loan terms and conditions are subject to credit approval and verification.

• Interest rates and fees vary based on creditworthiness.

3. Intellectual Property

All content on this website, including logos, text, and graphics, is owned by VIP Car Loans and may not be copied, modified, or distributed without our permission.

4. Limitation of Liability

VIP Car Loans is not liable for any damages arising from:

• Inaccurate or incomplete information provided by users

• Service interruptions or technical issues

• Unauthorized access to your personal data

5. Termination

We reserve the right to terminate or restrict access to our services if a user violates these Terms.

6. Changes to These Terms

We may update these Terms at any time. Continued use of our services after changes constitutes acceptance of the updated Terms.

For any inquiries, contact us at [Insert Contact Email].